NECU
is offering a "bump up" rate opportunity for new share deposits. Buy
a share deposit now, and if we raise our rates during the term of the certificate,
you may "bump up" your rate to the new rate for the remainder of the
term of your deposit. Call the NECU office for details. One bump per term of the certificate.
Shares
ACCOUNT
MIN. DEPOSIT
RATE
APY*
SHARE CERTIFICATES, IRA CERTIFICATES AND ROTH CERTIFICATES
6 Months
$500
1.00%
1.004%
12 Months
$500
1.20%
1.205%
18 Months
$500
1.45%
1.458%
24 Months
$500
1.50%
1.508%
36 Months
$500
1.65%
1.660%
48 Months
$500
2.00%
2.015%
60 Months
$500
2.50%
2.524%
CHRISTMAS CLUB
0.75%
0.752%
SHARE SAVINGS**
0.50%**
0.501%
*
APY (Annual Percentage Yield) APY based on quarterly compound interest, retained to maturity.
**
Unlike other rates, share savings dividends are set after the close of
the quarter in which the shares remained on deposit. The rate shown above is for
the quarter ended September 30, 2009. The credit union cannot predict or promise
what future dividends will be.
• IRA and ROTH Certificates: Interest paid
quarterly.
• $500 minimum deposit for all certificates.
• Christmas Club interest not paid if money
is withdrawn before maturity.
Loan Rates
%
Rate and Maximum Term
Share
Secured Fully
secured by shares with NECU
Closed-end
loans (S) Open-end loans (SO)
as
low as 5.99% 120 months
as low as 6.99% 120 months
New Vehicle Loans (NV)
Year 2010-2009 untitled or less than 1,000 mi.
as
low as 4.49% up to 72 months as low as5.49% up
to 84 months
Newer Used Vehicle
Year 2008-2007 more than 1,000 mi.
as
low as 4.49% up to 72 months
